Our Team

Get to Know Our Team

Get to Know Our Team

Everything we do is driven by the desire to put the client first. You deserve a financial plan that is personalized to your needs or opportunity—a winning combination that provides you with confidence and control over your financial future. 


  • Help you develop a financial plan that works in every economic position and every phase of life, giving you confidence before and after retirement.
  • Explain available options that seeks to mitigate unnecessary market risk to pursue your goals.
  • Serve as your single source for retirement management, eliminating the need for multiple financial advisors, and integrating and organizing most aspects of your financial life.

Our team approach adds perspective to all we do and provides increased benefits to our clients.

Meet Our Team

Lance A. Pelky

LPL Financial Planner - CA Insurance Lic #0709458

(619) 282-2288 ext 104


Speaker, Author, Retirement Industry Thought Leader, Mentor

With over 31 years of experience in the financial services industry, Lance Pelky is noted for his knowledge of retirement planning. He’s the guy you need to know, the one you can go to for a clear, straight answer and an effective strategy. He often believes this experience as “retirement distribution and taxation planning”; in plain English, that means Lance is experienced at creating a plan that will aim to provide income throughout retirement and do so in a way that complies with all the rules while potentially mitigating taxes.

Lance brings much more than just technical expertise to the table His background includes wide experience in other industries including hospitality and radio and television production. He’s faced many challenges and has seen firsthand the impact a person’s choices—both negative and positive—can make on their life.

A graduate of the University of San Diego, Lance holds his 7,63, and 65 designations through LPL Financial as well as life and annuity licenses in numerous states. He has taught college level classes at National University and Chapman University; made guest appearances on television and radio; and been featured in financial and industry publications as well as the Wall Street Journal and the Tokyo Times. He is is noted speaker. Lance is actively involved in the San Diego State Mentor Program and is a former board member of Girl Scouts of San Diego.

Varied interests and passions are still part of Lance’s life outside the office. He loves to travel and his classic cars—especially the 1970 Dodge Challenger. Lance’s family brings him great joy and shapes his positive outlook. His wife of 37 years, Eileen, is a wonderful baker. Her warm and generous spirit inspires Lance to remind people that “baking is love.” Adult daughters Mara and Madison bring great joy and many lessons about appreciating life. And he does enjoy doting on his hairless cat.

Maribell Torres

Office Manager

(619) 282-2288 x109


Maribell has been with our firm for over 20 years. She is quick with a smile, and to help you get what you need in a hurry! Maribell enjoys her wonderful family, hiking, walking her dog and cooking.